userSign In
Sell in Instalments.
No Interest.

Drive purchase decisions with ZERO interest instalment plans that make buying big easier on your customers' wallets.

card-icon

Up to 50%
increase in orders

card-icon

Higher
conversion

card-icon

Use existing credit cards

demo
Powered by trusted partnerships with leading banks, we are continuously expanding our network to include more partners for even greater flexibility.
Splitting payments
Means MORE business
benefit-icon
3,6,9 and 12 months interest-free payments
Empower your customers with the flexibility to choose how they pay, offering plans from 3 to 12 months that help enhance their buying power—interest-free.
benefit-icon
Zero interest
With zero-interest plans, empower your customers to make immediate purchases while spreading the cost over time without any interest.
benefit-icon
Get best offer
Get in touch with our team to get the best offer for your business.
Super easy process
for your customers
For customerFor business
demo-image
Share payment link or
QR code with customers
demo-imageEnable payments over 12 interest-free instalments with Urban Ledger at checkout.
demo-imageOffer transparent payment schedules for enhanced customer trust.
demo-imageSecure & simplified payment options.
demo-image
Customers pay using
their credit cards
demo-imageNo new payment methods required—customers simply use their existing credit cards.
demo-imageFacilitate effortless transactions, leveraging familiar payment processes to boost customer confidence and satisfaction.
demo-imageFlexible and hassle-free.
demo-image
Customers call our partner bank to convert
their purchase into 0% instalments.
demo-imageCustomers quickly convert to interest-free payments with a simple phone call.
demo-imageOur partners are admired and trusted globally.

Answers to the
frequently asked questions.

Why should I use Instalments?collapse-icon
Why should I use Instalments?collapse-icon

Utilizing instalments can boost sales by making purchases more affordable for customers, increasing their purchasing power. It can also attract new customers who prefer flexible payment options. Additionally, offering instalments can help reduce cart abandonment rates and encourage repeat purchases, ultimately driving revenue growth for your business.

What Instalments options are available for my business?collapse-icon
What Instalments options are available for my business?collapse-icon

Here are the instalment options available for your business: 3 months, 6 months, 9 months, 12 months.

What are Urban Ledger Instalments?collapse-icon
What are Urban Ledger Instalments?collapse-icon

Instalments allow your customers to pay for your purchase in multiple smaller payments over time instead of all at once.

How do I enable Instalments with Urban Ledger? Do I need extra steps if I'm already using your services?collapse-icon
How do I enable Instalments with Urban Ledger? Do I need extra steps if I'm already using your services?collapse-icon

To enable instalment options, simply reach out to us at support@urbanledger.app. Our dedicated support team will assist you in setting up instalment payment capabilities tailored to your business requirements.

What is the minimum purchase requirement for instalment plans?collapse-icon
What is the minimum purchase requirement for instalment plans?collapse-icon

The minimum purchase requirement for instalment plans is AED 1000 for each transaction.

How are Instalment payments processed?collapse-icon
How are Instalment payments processed?collapse-icon

Upon successful payment, your customers need to contact their respective banks to convert the transaction into suitable payment plans.

What happens after my customers initiate the Instalments process with their bank?collapse-icon
What happens after my customers initiate the Instalments process with their bank?collapse-icon

Your customer's bank will communicate the details regarding the approval of their instalment plan.

Are there any charges for using Instalments options?collapse-icon
Are there any charges for using Instalments options?collapse-icon

Please contact our representative at support@urbanledger.app for information on pricing.

Is there any security deposit required for merchants offering instalment options?collapse-icon
Is there any security deposit required for merchants offering instalment options?collapse-icon

Please contact our representative at support@urbanledger.app for further information.

How can my customers track their Instalment payments?collapse-icon
How can my customers track their Instalment payments?collapse-icon

Your customers can track their Instalment payments through their bank statements or by contacting their bank directly.

Can your customers prepay their Instalments?collapse-icon
Can your customers prepay their Instalments?collapse-icon

This depends on the terms and conditions set by their bank. Your customer may contact their bank to inquire about prepayment options for instalment plans.

What happens if my customer missed an Instalment payment?collapse-icon
What happens if my customer missed an Instalment payment?collapse-icon

Missing an instalment payment may result in additional fees or penalties imposed by your customer's bank. It's important to stay updated on your instalment plan and make payments on time.

Urban Ledger Website and Mobile Application are owned by Verve Payment Services Provider CO. LLC. ©️ Urban Ledger 2025. All rights reserved

The products and services displayed on this webpage are offered by Verve Payment Services Provider CO. LLC, a company incorporated under laws of the United Arab Emirates, licensed with the Department of Economy and Tourism ("DET"). Urban Ledger does not offer or provide any banking or financial services either through itself or its subsidiaries or affiliated entities. Urban Ledger only facilitates a digital payment services platform and is engaged in providing certain facilities for utilization of payment services under the applicable payment network and BIN Sponsorship. Urban Ledger products are available only for the residents of UAE subject to the Terms and Conditions of use.
Talk to ustalk-to-us